How Much House Can I Afford?

Alright, let’s get real. You’re ready to rock the homeownership game, but first things first: how much house can you actually afford? Don’t wanna fall in love with a pad you can’t pay for.

Break it down: your income, debts, and all your monthly bills. And don’t forget about property taxes, insurance, and all the extra costs that come with being a homeowner. Keep it simple, aim to keep your mortgage payment at or under 28% of your monthly income. That way, you’ve got some wiggle room for all the fun stuff and saving for the future.

We know, big mansions with epic yards sound sweet, but don’t get carried away. You don’t want to be stuck with a mortgage that crushes your dreams and bank account. Be honest with yourself and think about what you’re willing to give up for a lower mortgage payment. Maybe a smaller place or a different neighborhood is fine by you. It’s all about what you value most.

Buying a house is a big deal, a long-term commitment. Make sure you’re making a smart move that works for you and your future. Chill, do your research, and figure out how much house you can actually afford. Trust me, your bank account will thank you for it.


Alex E. Edwards, self-made real estate mogul and founder of Thumbprint Realty, has helped thousands of people leverage and transform their lives and relationships, break generational patterns of poverty and abuse, and make better choices for their future through strategic real estate investments.

Mortgage before Marriage family members will:

  • Develop the skills to go into detail on how to execute your financial dreams
  • Find someone who is living the life you want to live to guide you to do the same 
  • Develop strong financial habits that will set you up for life
  • Access to our exclusive Mortgage and Marriage Minded community
  • Recieve all updates on Seminars and Retreats

Have you checked out my new book yet?

Whether you're single or dating, secure your financial future before saying, "I do."

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